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Credit Reports

If you have ever bought anything on credit or had a credit card or had someone charge you with a collection, you should have a credit report on file. This file is available for you to see.

You have access to the information that lenders see in your credit report. Sometimes we hear different words used that refer to the same thing. For example, people will use the words "credit file/credit report/consumer credit report/consumer credit file/credit profile" interchangeably. In most cases, they refer to the information that is contained in an individual's credit file.
 

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Understanding your credit

                                                                                                                                                 

Last modified: 11/14/06